Safety

Deductible

Understanding Auto Insurance Premiums: How Are They Calculated?

How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and unexpected damage. But many drivers wonder what goes into determining their premium costs. We believe in helping our clients understand the factors that influence their rates, empowering you to make informed choices about your …

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The Challenges and Impacts of Winter on Commercial Trucking

Winter is a formidable season for the commercial trucking industry. With snow-laden roads, icy surfaces, and unpredictable weather patterns, trucking companies and drivers must navigate a host of challenges to keep goods moving and ensure safety. The effects of winter extend far beyond the cab, influencing operational costs, delivery schedules, and overall industry efficiency. The …

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Thanksgiving

Thanksgiving Safety Check

Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full of laughter and fun by following these safety tips. …

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Things_Your_Home_Policy_Does_Not_Cover_and_What_to_Do

Things Your Home Policy Does Not Cover and What to Do

While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover flood damage. To protect against floods, consider purchasing a separate flood insurance policy through the National Flood …

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What_is_Farm_Insurance

What is Farm Insurance?

Farm insurance is a type of insurance that protects the owners and their property from various risks, such as fire, theft, or hail damage. These policies are designed to offer protection for all types and sizes of agricultural operations including dairy farms, crop farms, poultry farms, and more. There are several good reasons to consider …

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Frozen_Pipes (1)

Preventing Frozen Pipes

Freezing pipes can be a common issue during cold weather, and it’s important to take preventive measures to avoid potential damage. Here are some tips to help prevent pipes from freezing: Insulate Pipes – Insulate pipes in unheated areas such as basements, attics, and crawl spaces. This can help maintain a higher temperature around the …

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