Becoming a homeowner is quite the achievement – it’s a high-five moment. But the high-five quickly becomes a facepalm when you start thinking about the need to protect your asset, especially when that insurance bill hits your mailbox. It can feel like a real money sucker. However, with the right moves and perhaps a little help from your friends at Rogersville Insurance Agency in Springfield, MO, you can turn that facepalm back into a high-five.
Read the Fine Print:
Our first piece of advice – know what you’re signing up for. Don’t let your insurance policy be this mysterious thing you’re scared to tackle. Dive into the details, look at your coverages, deductibles, and limits. You might find areas where you’re going all out and don’t need to.
Beef Up Your Security:
Let’s face it, insurance providers, like us at Rogersville, dig it when you’re proactive about keeping your home safe. If you’ve got things like security systems, smoke detectors, and burglar alarms in place, that’s a plus. The safer your home, the less risk for us – which could mean savings on your premiums.
Want another hack to lower your costs? Bundle your insurance policies. If you’ve got home and auto insurance, why not have them with us at Rogersville? Companies typically throw in a discount for customers who have more than one policy with them. That’s savings right there.
Dial-Up Your Deductibles:
Adjusting your deductibles can also play a big role in your insurance premiums. The deductible is what you’ve agreed to pay before your coverage steps in. By going for a higher deductible, you take on a little more risk, which could mean a little less premium. Just remember, you’ve got to be ready to cover that higher deductible if you ever need to make a claim.
Keep Your Credit Score Cool:
You might not think about it, but your credit score is a pretty big deal when it comes to insurance. Insurance providers often look at your credit history to measure risk. Keep your credit score chill, and you might see some cool savings on your premiums.
Why Rogersville Insurance Agency?:
We’re not your average insurance agency. We’re turning the home insurance game on its head with the use of cool tech. We’re talking personalized coverage and real-time monitoring, helping you avoid potential losses. Lower the risk, lower the costs – that’s how we roll.